Thursday, September 30, 2010

Finances: Why worry?

Why worry about money? Why should we try, within reason, to improve our financial conditions?

Have you ever given some deep thought to questions along this line? I am quite certain that if you do, you will find them closely connected to some of the deeper questions in life.

Namely, how do you want to live your life? How would you like your children to live theirs? And then, a different yet relevant question, what do you consider important in life?

Money is not everything. Yet I am certain that many of the things we consider important are substantially related, one way or another, to our financial condition. This goes for health, education, and more.

Think of the different components of your ideal (yet attainable) life-style. Then consider, for each of them, whether or not it is dependent, or could benefit, from a strong financial foundation.

This is the picture that should prompt you to seek to enhance your financial capabilities. With this picture in mind, you should plan ahead, and that plan may involve the tiniest details of your current life.

Take cigarettes, for example. A costly habit, no doubt; over the course of years, expenses on cigarettes could amount to a sum which could otherwise substantially affect your financial condition, if properly invested.

Does this mean that a person mustn’t smoke? Not necessarily. But it means that smoking is an important issue, and must be considered accordingly.

Generally, most (if not all) of our habits and activities have their price tag. You ought to face reality in the following sense: make sure you are consciously willing to pay the price.

So think how you want your life to look like; maybe you’re there already, at least as far as financial-related matters go (Not *everything* can be fixed by an extra buck in your pocket). Otherwise, make it a goal of yours to get as close as possible to that destination.

Remember, however, to try and enjoy the way.

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